“45 a place where everyone seemed intent upon adding

“45rupees for 1 kg onions only!”  EverySunday my mother would hold my sweat-drenched hand and force me to walk twomiles with her under the scorching sun to reach the bazaar, where we would doour family’s weekly shopping. The bazaar was crowded with people, chatting,laughing, vociferating, pushing, and bargaining. Added to this deafening noisewere the merchants shouting prices at the top of their lungs. In short, thiswas a place where everyone seemed intent upon adding to the reigning chaos; mymother would stand on the pavement for what seemed like an eternity, bargainingabout clothes, fruits, vegetables, and other household articles. Sittingin my first finance class, I couldn’t help but ponder about the Sunday bazaarthat I used to visit with my mother as a child.

I realized that the Sunday bazaarwas a perfect example of financial transactions; I also learned I had found myacademic and vocational passion. I have never looked back. My undergraduate education at Earlham Collegehas exposed me to ideas, networks, and opportunities that have profoundlyinformed my theoretical and practical expertise surrounding the field offinance. WhileI generally performed well in all my classes, I do realize that academictraining is not an absolute measure of a student’s learning.

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Therefore, Ienhanced my experience in the field of finance through collaborative research,internships, and teaching assistantships. For example, as a Commercial BankingCredit Analyst Intern, I used concepts learned in my Financial Accounting,Corporate Finance, and International Finance classes to analyze financial data(i.e., financial statements, and cash flow statements) to determine repaymentcapacities of borrowers. In addition, I tracked and monitored industrydevelopments and changes to legal, compliance and market environments thatcould potentially impact borrowers’ credit process and the bank’s exposure torisk.

 WhileI am open to and still am researching the various career paths in the field offinance, my goal after graduation is to work in investment management division.If admitted to Simon, I would choose the 17-month program of study (internshiptrack) where I could administer various securities and assets in companies suchas Goldman Sachs. My long-term goals include working in a venture capital firmas an investor to early-stage firms, startup business, and small companies. My backupplan would be to work as a financial services consultant in a prestigious firmin the US where I could use my classroom knowledge to harness better businessmodels for industries to overcome their past shortcomings and currentchallenges.  Iam interested in Simon because of the availability of the Investment Managementtrack, which aligns closely with my interests in fixed income and investmentresearch. Moreover, I chose Simon because of its renowned faculty and staffwhose experiences range from managing Diablo Management Group (DMG) to being a chief economist of the U.S.

Securities and Exchange Commission (S.E.C.). I am particularly interested inresearching financial intermediation and investments with Mr. Ron Kaniel.

 Ibelieve that my past education and experiencessupport my career objectives, and I am excited to embrace new opportunitiesavailable at Simon that would help me develop professionally, and set me on aroad to a rewarding career.