Statement of the Problem
problem of the study is dealing with the efficiencies in different segments of
banks. To find the solution of the problem, the study will focus on two core
segments of banks. The study will have the focus on the cost and earning
efficiency of private commercial banks in Bangladesh.
1.2 Scope of the study
To measure the efficiency of the private
commercial banks of Bangladesh the study is conducting to the 22 banks those are
taken as a sample to represent the conventional private commercial banks in Bangladesh.
For measuring the efficiency some statistical tests have been conducted according
to the nature and objectives of the study. Relative financial ratios are analyzed
to measure the efficiency.
1.3 Objectives of the Study
The main objective of this study is
to measure and to analyze the Cost and Earning efficiency of private commercial
banks in Bangladesh and to give some recommendations to improve their
efficiency. To do this, the specific objectives are
To examine how efficient the cost and
the earnings of private commercial banks are, by examining the sample banks.
To draw conclusion for the population on
the basis of the efficiency result of sample Banks.
To find the correlation between input
Rational of the Study
From the very beginning of business evolution in the history efficiency
is a very significant term. In every step of national economy and business
efficiency is very significant. As the
banking sector has the major and crucial role in the economy of the country and
in the advancement of the national economy banking sector has great influence,
efficiency analysis of this sector is one of the principal task. So the report
has a great significance.
1.5 Limitations of the study
The study of this kind is generally
encountered with some limitations.
Unavailability related and accurate
information and data is a big problem.
From among the 40 PCBs only 21 banks are
taken as the sample for the study.
Accuracy of data cannot be assured since
mainly secondary data collected from Annual Reports of the sample banks,
various financial stability reports, Economic trends are used in this study.
Time was an significant constraint. It was
difficult to organize the report in the simple manner within limited time frame.
However, repeated and sincere
efforts have been given to ensure the accuracy of the data used in this study.